J.B. Heaton is a lawyer, financial economist, and data scientist. His Google Scholar site is here. His SSRN site is here. His CV is available here. You can reach him at: J.B. Heaton, P.C. ~ 20 West Kinzie, 17th Floor ~ Chicago, Illinois 60654 ~ (312) 487-2600 ~ jb@jbheaton.com